Profitable investments in term deposits or accounts in the term

One of the ways of making profitable investments is through the accounts in the term, which basically consist of have deposit accounts for a period of time from 30 days to several years, depending on the choice of the user.

This type of investment are also widely used as a means of comparison or as an indicator, to measure the performance of other investments, returns and other variables of profitability of investments.

Profitable investments in term accounts are generally very safe investments made through formally established banks and who have insurance or endorsement of capital to different adverse situations (Bank lace) which guarantees the initial capital.

But for the same reason that are very insurance also have low yields, for example in Peru the effective rate of return is approximately 1.15% annual for time deposits in US $, for 1 year.

Within the deposits in accounts in the term there are also variety of options, the most common are:

1 Accounts in the term, generalmentde from 30 days, 60, 90 to 365 days.

2 Accounts in the long term, which are genralmente for a term of 1, 2 or more years.

3 Accounts run with fortnightly payment of interest, that are like the accounts of the 1 point but with interest payments every 15 days (usually the payment of interest every 30 days or at the end of the period).

Whatever the options if it acknowledges a term deposit for a period of time, for example 1 year, but for some reason need very urgently our capital said deposit cannot be but the interest payments are no longer the same.

There is therefore a clause in contracts for time deposits which is available capital in these emergencies, determined by the user, called early cancellation, but interests are markedly reduced in these cases.

To make a profitable investment in accounts to term or also known as time deposits most advisable it is to do in our Bank of trust, and with our investment advisor which will recommend us the best option for each case.

Have a wonderful day.

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